Habitat for Humanity of
Frederick County, MD . . .

• Provides affordable home ownership to qualified applicants
• Offers a 20-year, no-interest mortgage
• Provides ownership support before and after settlement
• Works with area businesses and churches
• “Gives a hand up, not a hand-out”

• Take the Challenge! Ride in the
  Catoctin Challenge Bike Ride
  for Habitat for Humanity
  July 15-16-2006!